This powerful method has been around for decades—long before it was ever called "velocity banking." It’s called chunking, and it’s one of the smartest ways to destroy your mortgage faster without increasing your income or making extra payments. Here’s how it works: You shift inefficient debt (your mortgage) to a more efficient tool (a personal line of credit), then use your existing income to wipe it out in chunks. By doing this repeatedly, you collapse your mortgage balance while increasing cas
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