Another alternative to the 4% rule is the dynamic spending plan. Instead of simply assuming you will spend 4% of your assets every year in retirement, this strategy involves setting an annual budget ...

Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...

The three-bucket idea sounds neat in theory. The real challenge is translating it into Indian accounts, funds and tax rules ...

Financial advisors typically recommend an emergency fund with enough money on hand to cover at least six months of living ...

Read why the 4% retirement rule may be riskier than it seems, and how we recommend to invest in dividend stocks instead.

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

NEW YORK--(BUSINESS WIRE)--Stone Ridge Asset Management (“Stone Ridge”), a $28 billion asset manager, today introduced two new funds—LIFT, a 3-year ETF lasting through 2028, and BCKT, a 5-year ETF ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...