GOBankingRates on MSN
Best CD rates today: January 2, 2026 — earn up to 5.11% APY
After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of these yields before ...
If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.
The best short-term CD rates can help you reach your savings goals faster.
If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of ...
If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...
Fed rate cuts could ease credit card and deposit rates, but auto loans and mortgages may stay high due to risk and long-term inflation expectations.
And, for those sitting on a meaningful chunk of savings — let's say $25,000 — that type of rate predictability can be ...
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