Tell you insurer you want to file an internal appeal, which can take up to 30 days. If the first appeal is turned down, the second step is an external review, which sends the dispute to an independent ...

Insurance claim denials have risen 16% from 2018 to 2024, affecting access to essential medications like insulin and albuterol. Denials often result from formulary exclusions, step therapy, and ...

Nearly all businesses with employees are required to have workers’ compensation insurance. Workers’ comp covers medical expenses and lost wages when employees are injured on the job or develop a ...

When you file a home insurance property damage claim, your insurer will send an insurance adjuster to survey the damage and estimate a claim reimbursement. You can also hire your own public adjuster ...

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INDIANAPOLIS (WISH) — If your health insurance denies coverage for a test, treatment, or medication your doctor recommends, don’t rush to cover the cost yourself. You have the right to appeal, and it ...

Forbes contributors publish independent expert analyses and insights. I delve into the intricate workings of artificial intelligence. When an individual files a medical insurance claim, they expect ...