The financial sector is at a turning point. As digital payments surge, the demand for faster, more secure, and scalable transaction systems has never been greater. Hatim Kapadia, a senior engineering ...

Discover how financial innovation reshapes investing, banking, and payment systems with examples like crowdfunding and mobile ...

Money and technology have always been intertwined, but what happens when artificial intelligence steps into the financial world? Imagine an AI agent not only making decisions but also managing ...

Digital payments are often presented as a way to bring more people into the financial system. Mobile wallets, online ...

The financial services sector is undergoing a profound metamorphosis with the advent of agentic AI systems. Based on my career-long experience in IT and digitization, I believe that these systems, ...

Photo courtesy of Kishore Hebbar. Opinions expressed by Digital Journal contributors are their own. Payment failures cost financial institutions millions annually. When customers attempt mobile ...

For decades, we have relied on an outdated, road-like system for financial transactions. Much like a network of old tollbooths, traffic jams, and constant detours, this system was designed for a ...

Platform-led banking is redefining how financial systems are built and scaled. RUGR’s success at the Outlook Achievers Awards ...

"Programmable Money" is founded on the principle that its issuer can prescribe its usage, transferees, daily spending limits, and even a termination date. One can put any number of conditions in ...

Financial institutions handle huge amounts of confidential data. They require strong security controls year-round. Installing ...