Freedom Debt Relief reports that a debt validation letter helps confirm a debt's legitimacy. Respond within 30 days and ...

This article was first published on NerdWallet.com. Your credit report can offer crucial details when you’re being pursued by a debt collector — especially if you question the amount, don’t recognize ...

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When a debt collection agency contacts you about a past-due balance, the debt may not actually be yours. Federal law gives you 30 days to request that the collection agency validate your debt. This is ...