Catch-up contributions have always been a powerful way for people in their 50s and early 60s to turbocharge retirement savings, but 2026 reshapes how those extra dollars work. Higher limits, new ...

Participants who are not High Earners in the prior year can continue to make pre-tax or Roth catch-up contributions, as permitted by the plan. Determining the $145,000 Threshold The threshold is ...

The Secure 2.0 Act of 2022 gave us the Roth catch-up mandate, a revenue raiser that has caused great consternation in the retirement plan community as plan sponsors, recordkeepers and payroll ...

The federal tax agency has set the 2026 catch-up contribution limits for 401(k) plans, signaling a new planning season for older workers and employers. The update defines how much savers aged 50 and ...

Only a tiny percentage of investors who contributed to their retirement plans are making catch-up contributions, according to new research from the Public Retirement Research Lab, a data tracker for ...