A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

Certificate of deposit (CD) accounts offer savers a relatively easy and reliable way to grow their money. Simply deposit a certain amount into an account, let it sit untouched for the full CD term ...

When you climb a ladder, you are careful and move methodically to make sure your footing is firm, while fixing your eye on the top rung. The same goes for an investment strategy called “laddering,” ...

Finding ways to maximize the returns on your money can make a lot of sense in today's high-rate environment. For example, while certificate of deposit (CD) accounts are a smart option to consider ...

CD rates are dropping in anticipation of the Fed potentially cutting its rates soon. This means that CD rates of 5% APY will likely decline and get less competitive. CD ladders can help you earn a ...

A CD locks in your money for a set period of time, also known as a term, in exchange for providing a guaranteed yield on the funds. CDs are offered in terms that typically range from three months to ...